credit card processing and merchant accounts

United Bank Card, Inc. out details

United Bank Card, Inc.Rank 69.00 / Members Rank 0.00 (Hits:4036)


United Bank Card, Inc.
United Bank Card, Inc. (UBC) has become one of the fastest growing payment and transaction processors in the United States. United Bank Card, Inc. (UBC) ranked 6th fastest growing private company by the 2006 Inc. 500 List!

UBC was ranked as the 32nd largest payment processing company by volume in 2005 by the Nilson Report, as we handle accounts for over 75,000 locations and process payments in excess of 6 billion dollars annually. UBC is recognized as an industry leader, leading to a nomination in 2003 by The Green Sheet as “Best of the Best” in the industry.

United Bank Card is dedicated to providing exceptional service to each and every merchant we serve. Our staff provides outstanding customer service and technical support, 24 hours a day, 7 days a week, completely free of charge.

In addition to our payment processing solutions we also offer clients a cash advance service which is quicker than a loan with a high approval rating. We give advances as high as $1,000,000.00 and low as $5,000.00 based on your monthly credit card receivables (Visa, MasterCard, American Express, and Discover). Use the money to buy necessary things for your business such as advertising, equipment, inventory, or even get out of a financial jam.
Provider location:Brewer, Maine
Accepted Business Types:Retail, MOTO, Internet
Accepts High Risk Types:N/A
Area:United States
Supported Processing Types:Realtime, Virtual Terminal, SWIPE, POS Computer Software, Check Processing, ATM Processing, Merchant Cash Advance Services
Supported card types:VisaMaster CardDiscoverAmerican Express, EBT, Fleet Cards, Gift Cards, JCB, and Government Cards
Accepted Currencies:US Dollars, Euros, Yens
Approval time:.: Instantly to 1 day
Setup time.: 2 to 3 days
Pay-out Currency:US Dollars
Additional Requirements:Bank Account, Credit Report, SSN, Federal id, business license or resale certificate, drivers license of applicant or state id, business address (no p.o. box), applicants address (no p.o. box)
Additional services:N/A


Mechant Account - Plan Fees

Application fee:N/AStatement fee:N/A
Gateway fee:N/AChargeback fee:N/A
Monthly minimum:N/ABatch fee:N/A
Monthly fee:N/AAnnual fee:N/A
Reserve requirement:N/A
Processing Solutions

Real-Time, Virtual Terminal

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:N/A
Transaction Fee:N/A
Setup / Activation Fee:N/A

Terminal/POS (Retail)

Purchase Starting Price:Free
Monthly Lease:Free
Discount rate:1.67 %
Transaction Fee:$ 0.22
Setup / Activation Fee:Free
Other info:
Discount rates vary based on industry and volume.
 



Merchant Service Schedule of Fees - Plan Fees

Application fee:FreeStatement fee:$ 7.99
Gateway fee:$ 9.95Chargeback fee:$ 25.00
Monthly minimum:FreeBatch fee:Free
Monthly fee:FreeAnnual fee:$ 22.50
Reserve requirement:Free
Processing Solutions

Real-Time, Virtual Terminal

Purchase Starting Price:Free
Monthly Lease:Free
Discount rate:2.19 %
Transaction Fee:$ 0.27
Setup / Activation Fee:Free

Terminal (Lease/Purchase)

Purchase Starting Price:$ 299.00
Monthly Lease:$ 19.00
Discount rate:1.67 %
Transaction Fee:Free
Setup / Activation Fee:Free
Other info:
We offer free credit card terminals, when a merchant decides to purchase one they start around $299. The advantage of purchasing your own terminal gives you more control over the terms of the contact and the total monthly fees are less.

POS software(Lease/Purchase)

Purchase Starting Price:$ 199.00
Monthly Lease:$ 9.00
Discount rate:1.67 %
Transaction Fee:$ 0.22
Setup / Activation Fee:Free
Other info:
This does not include Authorizenet.

POS Systems

Purchase Starting Price:$ 999.99
Monthly Lease:$ 99.00
Discount rate:0.25 %
Transaction Fee:$ 0.10
Setup / Activation Fee:Free
Other info:
For merchants that select our pos system fall under interchange plus pricing (more or less descrided as wholesale rates). We offer our interchange plus pricing as low as .04% (.0004) plus $0.05 over true cost. Because I cannot list all of the interchange rates I recommend you checkout Visa and Mastercard interchange. All I am listing here is the mark-up and not the actual rates. For more information visit our website...