credit card processing and merchant accounts

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Verotel
Verotel incorporates multiple real-time anti-fraud mechanisms to minimize the risk of fraud to our customers. Fraudulent transactions need to be paid back to the cardholder. This is called a chargeback. Chargeback prevention is a priority not only to stop the automatic reversal of a transaction, but also because high chargeback ratios can cause fines for the webmaster or merchant. A minimal number of chargebacks is always a possibility. When a chargeback does happen, Verotel will attempt to collect the transaction amount from the enduser. Verotel carefully monitors every webmaster and merchant to ensure that these VISA and MasterCard penalties are not imposed

Verotel offers only credit card processing to websites offering content. Please note, tangible products and services can NOT be sold with a Verotel account. Content websites normally use a 'members' area; a directory on your website that is password protected. Access to the members' area is with a usercode (username) and a passcode (password). A small script on your webserver lets Verotel add, modify and delete usernames and passwords to this members' area. That's why your server needs to have a CGI directory to work with Verotel. Verotel uses a Perl or ASP script, called Verotel Remote User Manager. Installation of the script is easy. With the Verotel Remote User Manager, Verotel will assign your client a usercode and passcode and add, modify or delete these codes in your local user database in real-time!
The Verotel Remote User Manager is part of the Subscription Management tools, which are included in your Verotel account. The Remote User Manager can be downloaded as a Perl or ASP (Microsoft Windows NT) script from the Verotel Control Center.

If you are unable the install the script yourself, Verotel can do it for you - for free! With an installation request (available in the Verotel Control Center) you can have a Verotel Merchant Support Engineer
Provider location:Netherlands
Accepted Business Types:MOTO, Internet
Accepts High Risk Types:N/A
Area:International
Supported Processing Types:Realtime, Virtual Terminal
Supported card types:VisaMaster Card
Accepted Currencies:US Dollars, Euros, GBP
Approval time:N\A
Setup timeN/A
Pay-out Currency:USD, CAD, EUR, GBP, DKK, NOK, SEK, CHF, KRW, RMB
Additional Requirements:N/A
Additional services:N/A


TicketsClub - Plan Fees

Application fee:FreeStatement fee:Free
Gateway fee:FreeChargeback fee:Free
Monthly minimum:FreeBatch fee:Free
Monthly fee:FreeAnnual fee:Free
Reserve requirement:Free
Other info:
US Check (US registered merchants)
Price: USD 2.50

ACH (US registered merchants only)
Price: USD 0.00

International Check (Non US registered merchants)
Price: USD 0.00

Wire / International Direct Deposit (Wires to an EURO account, with IBAN in EU)
Price: EUR 7.50

Wires to an USD account
Price: USD 25.00

Wires to an British account
Price: GBP 10.00
Processing Solutions

Real-Time, Virtual Terminal

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:14.50 %
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
Ticket from USD 3.75 to USD 125.00

Initial or one-time transactions: 14.5%
Recurring transactions: 16.0%

Check

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:14.50 %
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
Ticket from USD 3.75 to USD 125.00

Initial or one-time transactions: 14.5%
Recurring transactions: 16.0%

Double Check

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:16.50 %
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
Ticket from USD 3.75 to USD 125.00

Initital or one time transactions: 16.5%
Recurring transactions: 18.0%

1-900 billing

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:20.00 %
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
The total charge depending on each ticket price

Ticket from USD 8.75 to USD 12.99: 30.0%
Ticket from USD 13.00 to USD 24.99: 25.0%
Ticket from USD 25.00 to USD 35.00: 20.0%

Real-Time, Virtual Terminal

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:N/A
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
Verotel pays USD 0.40 for each minute.

The enduser starts paying at EUR 0.70 for each minute (including local sales tax).

Direct Debit Europe

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:14.50 %
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
Ticket from USD 3.75 to USD 125.00

Initial or one-time transactions: 14.5%
Recurring transactions: 16.0%

Asian Cards

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:14.50 %
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
Ticket from USD 3.75 to USD 125.00

Initital or one time transactions: 14.5%
Recurring transactions not possible

SMS Billing Payouts

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:N/A
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
SMS charges vary by country and as a result so does the payout per country. Our current payout structure per SMS charge is as follows:

Netherlands: 0.58 EUR
Australia: 1.91 AUD
Germany: 1.38 EUR
Norway: 13.47 NOK
Sweden: 12.99 SEK
Portugal: 0.49 EUR
Spain: 0.40 EUR
UK: 1.00 GBP
Belgium: 0.37 EUR
 



Light - Plan Fees

Application fee:FreeStatement fee:Free
Gateway fee:FreeChargeback fee:Free
Monthly minimum:FreeBatch fee:Free
Monthly fee:FreeAnnual fee:Free
Reserve requirement:Free
Other info:
Payouts:

US Check (US registered merchants)
Price: USD 2.50

ACH (US registered merchants only)
Price: USD 0.00

International Check (Non US registered merchants)
Price: USD 0.00

Wire / International Direct Deposit (Wires to an EURO account, with IBAN in EU)
Price: EUR 7.50

Wires to an USD account
Price: USD 25.00

Wires to an British account
Price: GBP 10.00
Processing Solutions

Check

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:14.50 %
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
Ticket from USD 3.75 to USD 125.00

Initial or one-time transactions: 14.50
Recurring transactions: 16.0%

Double Check

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:16.50 %
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
Ticket from USD 3.75 to USD 125.00

Initital or one time transactions: 16.50%
Recurring transactions: 18.0%

1-900 billing

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:20.00 %
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
Ticket from USD 8.75 to USD 12.99
Price: 30.0%

Ticket from USD 13.00 to USD 24.99
Price: 25.0%

Ticket from USD 25.00 to USD 35.00
Price: 20.0%

1-900 billing Europe

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:Free
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
Verotel pays USD 0.40 for each minute.

The enduser starts paying at EUR 0.70 for each minute (including local sales tax).

Note: rates may vary month by month due to currency exchange rate fluctuations. Please come back regularely to check for the latest updated rate information.

Direct Debit Europe

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:14.50 %
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
Ticket from USD 3.75 to USD 125.00

Initial or one-time transactions: 14.5%
Recurring transactions: 16.0%

Asian Cards

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:14.50 %
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
Ticket from USD 3.75 to USD 125.00

Initital or one time transactions: 14.5%
Recurring transactions not possible

SMS Billing Payouts

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:N/A
Transaction Fee:N/A
Setup / Activation Fee:N/A
Other info:
SMS charges vary by country and as a result so does the payout per country. Current payout structure per SMS charge is as follows:

Netherlands: 0.58 EUR
Australia: 1.91 AUD
Germany: 1.38 EUR
Norway: 13.47 NOK
Sweden: 12.99 SEK
Portugal: 0.49 EUR
Spain: 0.40 EUR
UK: 2.34 GBP
Belgium: 0.37 EUR
 



Pro - Split Charge - Plan Fees

Application fee:FreeStatement fee:Free
Gateway fee:FreeChargeback fee:N/A
Monthly minimum:$ 30.00Batch fee:Free
Monthly fee:FreeAnnual fee:Free
Reserve requirement:Free
Other info:
Under this pricing plan the webmaster pays a lot less than the traditional processing fee model. Webmasters will advertise the normal price for their subscription(s) on their website(s). The customer will see on the Verotel order page that a Verotel PROCESSING FEE of USD 1.95 (or equivalent in another currency) will be added to the amount that the website is charging. Please note that this pricing plan is only available if you charge less then USD 125.00 for your subscription(s) (or equivalent in another currency).

WEEKLY FEE:
Weekly Registration Fee: USD 7.50 (30.00 USD monthly)

Note:
The chargeback ratio is the number of charge backs issued in a period of four weeks divided by the total number of transactions in that same period. Under either pricing plan the webmaster does not pay for chargeback fees, although the base rate will be affected by your overall chargeback percentage.

CHARGEBACK RATIO:
If the number of transactions in the last four weeks, with a two-week lag period, exceeds 200 transactions, then the chargeback ratio will be calculated. If this ratio is under 0.5%, a discount of 0.5% will apply to the base rate.
Processing Solutions

Credit card, US check and Direct Debit

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:7.00 %
Transaction Fee:N/A
Setup / Activation Fee:$ 999.99
Other info:
Average weekly volume (in USD) / Base Rate
0,000 - 1,000 / 7.50%
1,001 - 2,000 / 7.40%
2,001 - 3,000 / 7.30%
3,001 - 4,000 / 7.20%
4,001 - 5,000 / 7.10%
5,001 - 7,500 / 7.00%
7,501 - 10,000 / 6.90%
10,001 - 17,500 / 6.80%
17,501 - 25,000 / 6.70%
25,001 - 40,000 / 6.60%
40,000+ / 6.50%
 



Pro - Charge Webmaster - Plan Fees

Application fee:FreeStatement fee:Free
Gateway fee:FreeChargeback fee:N/A
Monthly minimum:$ 30.00Batch fee:Free
Monthly fee:FreeAnnual fee:Free
Reserve requirement:Free
Other info:
Under this traditional model the webmaster pays all the transaction charges for each transaction. The end-user will be charged the exact amount specified by the webmaster.

WEEKLY FEE:
Weekly Registration Fee: USD 7.50 (30.00 USD monthly)

Note:
The chargeback ratio is the number of charge backs issued in a period of four weeks divided by the total number of transactions in that same period. Under either pricing plan the webmaster does not pay for chargeback fees, although the base rate will be affected by your overall chargeback percentage.

CHARGEBACK RATIO:
If the number of transactions in the last four weeks, with a two-week lag period, exceeds 200 transactions, then the chargeback ratio will be calculated. If this ratio is 1.0% or more, a surcharge of 1.5% will apply to the base rate.
Processing Solutions

Credit card, US check and Direct debit

Purchase Starting Price:N/A
Monthly Lease:N/A
Discount rate:13.50 %
Transaction Fee:N/A
Setup / Activation Fee:$ 999.99
Other info:
Average weekly volume (in USD) / Base Rate
0,000 - 1,000 / 14.0%
1,001 - 2,000 / 13.9%
2,001 - 3,000 / 13.8%
3,001 - 4,000 / 13.7%
4,001 - 5,000 / 13.6%
5,001 - 7,500 / 13.5%
7,501 - 10,000 / 13.4%
10,001 - 17,500 / 13.3%
17,501 - 25,000 / 13.2%
25,001 - 40,000 / 13.1%
40,000+ / 13.0%